Welcome Social Security Pensions and Community Managed Insurance

Welcome Social Security Pensions and Community Managed Insurance in Andhra Pradesh By K. Raju Prl. Secy to Govt. of AP, Rural Development March 2009

Structure of presentation • Social Security Pensions in A. P • Community managed death and disability Insurance • Community managed Health Insurance • Co-Contributory Pensions Scheme

Social safety nets – AP’s USP • Saturation Principle • Central role to SHGs of Women • Highest quality in delivering of services thru use of IT

Social Security Pensions • Old Age Pensions • Poor and above 65 years of Age : 44. 74 lakhs • No. of Old age pensions : 44. 35 lakhs • Pensions to Widows • Poor & Widow of age above 18 yrs : 18. 40 lakhs • No. of Widow Pensions : 17. 41 lakhs • Pensions to persons with Disabilities • Poor and disabled, any age : 8. 34 lakhs • No. of Pensions for PWDs : 8. 28 lakhs • Total Social Security Pensions : 71. 53 lakhs • Total Budget for 2009 -10 : US$ 400. 8 millions

Entitlement of the Pensioners • Rs. 200 per month to be delivered to Old Age, Weavers & Widow pensioners • Rs. 500 per month to be delivered to disabled persons • The pension amount to be delivered in their habitation on 1 st of every month • Individual pass book to record the transactions

Delivery of Pensions § District Collector notifies a Govt. building in each habitation for disbursement of pensions §A Government functionary or SHG is notified to disburse pension on 1 st of every month §For each habitation a computer generated acquittance list and Cheque handed over one day before the date of disbursement

Total Transparency ensured • All transactions through software: • Eligible persons list • Sanction of pensions • Acquittance list • Monthly disbursement status • Reports & Analysis

8 SOCIAL SECURITY PENSIONS

9 SOCIAL SECURITY PENSIONS

10 SOCIAL SECURITY PENSIONS

11 SOCIAL SECURITY PENSIONS

12 SOCIAL SECURITY PENSIONS

13 SOCIAL SECURITY PENSIONS

14 SOCIAL SECURITY PENSIONS

Disbursement of Pension through Smartcard Bank Server Pension fund to each account Project Director D. R. D. A Office Ca sh m ov em en t Smart Card Point of Service (Po. S) Customer Service Point (CSP)

Biometric validation of Smart Card

Please Visit www. ssp. ap. gov. in

Community managed death and disability Insurance

Products /Schemes for the SHG members & their Spouses 1. Aam Aadmi Bima Yojana – for 38. 00 lakhs landless agricultural laborers –mostly men (only for Rural) 2. Janasree Bima Yojana for remaining 52. 00 lakhs or more Spouses of SHG members (Both Rural & Urban) 3. Other Group Insurance for all the 90. 00 lakhs SHG women (both Rural & Urban)

Products /Schemes for the SHG members & their Spouses S. No Scheme Enrolled Members ( in Lakhs) Male % of Men % Women Female 1 AABY 38. 00 32. 75 5. 25 86. 18 13. 82 2 JBY 19. 51 16. 55 2. 96 84. 82 15. 17 3 OGI 23. 75 Total 81. 26 23. 75 49. 30 31. 96 100. 00 60. 67 39. 33

Products /Schemes for the SHG members & their Spouses S. No Scheme/ Product Sum Assured for Natural death Sum Assured for death due to accident & Permanent Total Disablement Sum Assured for partial disablement 1 AABY Rs. 30000 Rs. 75, 000 Rs. 37, 500 2 JBY Rs. 30000 Rs. 75, 000 Rs. 37, 500 3 OGI Rs. 30000 Rs. 80, 000 Rs. 25, 000

Scholarships for children • For children studying from 9 th to 12 th classes: • Rs. 1200 per annum 26

Scholarships for children 27 • Tie up with an Insurance Company • Nodal Agency for the scheme • Maintain data base and Call Centre • Issue Certificate of Insurance/Bonds • MIS ZS • Capacity building of its staff and community • Pay out solatium within 24 hours through • Bima Mithras • Planning and Monitoring MS • Training of VOs • Claim documentation • Office bearer is member of Area Committee • Member education VO • Enrollment • Collection of premium • Reporting claims • Facilitate documentation of claims SHG s SHG s

Call Center Operations 28

Claims process and settlement mechanism at a glance Claim village Payment of interim relief to the bereaved nominee/family Visit ATM Phone Call Centre located in ZS /- 0 00 Phone s. 5 R Bima Mithra & One Committee Member • Area Committee member completes claim documentation and sends to Call Center wherein the documents are processed and send then electronically to LIC

Web Based Claim Settlement Process

Policy Holder Details in the Web portal

District wise Policies - AABY

District Wise Status of Claims - AABY

AABY – Detailed Stage Wise Claims

AABY – Detailed Stage Wise Claims

Status of Settlement of Claims (as on 14. 03. 09) Scheme No. Of members covered Death cased reported Claims Settled Claims uploaded to LIC 1 AABY 3800000 30835 18304 21307 2 JBY 1951137 3161 124 2007 3 OGI 2375474 1602 329 915

Scholarships 08 -09 §No. of Children : 2, 14, 406 §Amount Disbursed : Rs. 12, 86, 43, 600/(First Half-yearly payment @ Rs. 600/- per child)

Bima Mithra Drawing Cash to distribute Solatium to bereaved family Distribution of Solatium to the bereaved family

39 Thank You Please Visit www. aaby. ap. gov. in