Today’s Topics
Reasons People Buy Long Term Care Insurance
Myths and Reality
Can You Pay for Long Term Care out of Your Savings? $108, 000
Myths and Reality
Is Long Term Care Insurance Expensive? * Premiums shown are case specific and depend on the plan designs and options available
What Does Long Term Care Insurance Cover? * Activities include Bathing; Dressing; Eating; Continence; Toileting; and Transferring. Cognitive impairment that requires substantial supervision also qualifies for long term care.
Average Median Texas Costs of Care * Based on 44 hours of homecare provided by a licensed but non-Medicare certified provider @ $17 per hour; ** Based on the average median annual cost of a private room in a nursing home in the state of Texas
Costs of Care Vary by Geography*
How Does Long Term Care Insurance Work?
3 Plan Examples – Monthly Premiums for a 50 -Year Old $71. 63 $35. 25 $23. 49 * Premiums shown are case specific and depend on the plan designs and options available
Level 1 Coverage
Level 2 Coverage
Level 3 Coverage
Plan Example Summary – Age 50
Keeping Your Coverage Meaningful in the Future
Costs of Care Today and in the Future
There Are 3 Ways to Increase Your Coverage for the Future
Benefit Increase Options Age 50
Another Available Program Option
Who Is Eligible to Apply for This Program?
Why Buy Now? Age
Key Advantages of This Program
More Advantages of This Program
About Genworth
How to Login
Learning Center to Customize Your Plan
Quoting Tools
How to Apply
Next Steps… Now until November 15, 2009
Care by immediate family member Care for which no charge is made in the absence of insurance Care by Veterans Administration or other government facility Care outside US except as covered by the international benefit Care resulting from alcoholism, drugs, war or act of war Care covered by workers comp, occupational disease act or similar
Additional Disclosures
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