Table of Contents 1 micropayment Company Introduction

Table of Contents 1. micropayment™ – Company Introduction 2. TÜV Partnerships & Certificates 3. micropayment™ Products Call 2 Pay – Payment by Telephone Handy. Pay – Payment by SMS ELV – Payment by Direct Debit Credit. Card – Payment by Credit Card e. Bank 2 Pay – Payment by Online Bank Transfer 4. Your One-Stop Service Provider – The Benefits 5. Statistics & Analysis – Your Control. Center 6. Finances – Secure and Reliable Accounting 7. micropayment™ Data Center 8. Becoming a micropayment™ Partner 9. Fast & Easy – Technical Integration 10. Partnerships 11. Your micropayment™ Representative micropayment™ – Copyright 2009

1. micropayment™ – Company Introduction 1 2 3 4 5 6 7 Get to know micropayment™ Gmb. H is a leading provider of e-payment solutions, offering a wide range of professional products, services, and systems in the area of Internet billing. Company Overview ü 10, 000 active business customers ü Five certified payment methods ü Company-own data center ü National & international payment methods ü Personalized customer consulting ü Professional integration team micropayment™ – Copyright 2009 8 9 10 11

2. TÜV Partnership & Certificates 1 2 3 4 5 Secure Online Payment Partnership with the TÜV Rheinland Group & TÜV SÜD AG Together with the TÜV Rheinland Group – a leading international consultancy for quality assurance – we analyze online services with the aim of achieving standardized and transparent payment processes. Tested and Certified ü TÜV – Tested customer satisfaction ü TÜV – Certified Internet billing micropayment™ – Copyright 2009 6 7 8 9 10 11

3. micropayment™ Products 1 2 3 4 5 6 7 8 micropayment™ – One Provider for All Payment Needs With five different e-commerce and content billing solutions to choose from, micropayment is your all-around service provider for professional online payment. Customer registration is not required and payments are processed in real-time. plug'n pay One solution – Numerous benefits Call 2 Pay Payment by telephone Handy. Payment by SMS ELV Payment by direct debit Credit. Card Payment by credit card e. Bank 2 Pay Payment by online bank transfer micropayment™ – Copyright 2009 9 10 11

3. Call 2 Pay – Payment by Telephone 1 2 3 4 5 6 7 8 Call 2 Pay – The Anonymous Payment Method The easy way to pay Call 2 pay is specially designed for digital content billing (e-books, music, online games, premium content, etc. ). This telephone-based payment method is extremely popular among end customers and web-site operators because it's so easy to use. Call 2 Pay Benefits ü No customer registration required ü Anonymous payment ü Works with landlines and mobile phones ü Billing accurate to the cent ü New: Multi. Call™ feature Germany Austria Switzerland Netherlands Belgium France Italy UK Spain micropayment™ – Copyright 2009 9 10 11

3. Handy. Pay – Payment by SMS 1 2 3 4 5 6 Handy. Pay – SMS Payment Using a Mobile Phone For fast payment on the go Online content billing is fast and easy with Handy. Pay is the perfect solution for anonymous payment, regardless of customer location. Handy. Pay Benefits ü SMS TAN method ü Well-known payment solution ü Fast & easy payment ü Supports all mobile phone providers ü Bill up to € 4. 99 per transaction Germany Austria Switzerland micropayment™ – Copyright 2009 7 8 9 10 11

3. ELV – Payment by Direct Debit 1 2 3 4 5 6 7 8 9 ELV – The Direct Debit Solution The classic e-commerce payment method With online direct debit billing (German: elektronisches Lastschriftverfahren, or ELV) you can reach 70 million bank accounts in Germany. This makes direct debit is one of the most popular and frequently used forms of payment. Direct Debit Benefits ü Supported by all banks ü High customer acceptance ü Blacklists, fraud protection, SSL encryption ü Validity check ü Secure. PIN & Account. Check micropayment™ – Copyright 2009 10 11

3. ELV – Account. Check, Secure. PIN & Collections 1 2 3 4 5 6 7 8 9 Optional Security Solutions for Direct Debit Billing Account. Check Secure. PIN Collections With Account. Check, the end With the micropayment™ The latest collection methods customer must log onto his or Secure. PIN function, end and professional collection her online banking system customers provide additional agencies insure the above- once in order to prevent verification of their identity by average recovery of fraudulent transactions. placing a phone call. outstanding accounts payable. Features Benefits ü Free to use ü High customer acceptance ü Optimized collections ü Low cancellation rates ü Secure identification ü No basic fees ü 99. 9% accuracy ü Use w/ Collections solution ü Legal dunning proceedings micropayment™ – Copyright 2009 10 11

3. Credit. Card – Payment by Credit Card 1 2 3 4 5 6 7 8 9 Credit. Card – The International Solution VISA · Mastercard · American Express The credit card is the oldest online payment method. The inclusion of a credit card payment option for the purchase of online content is a must due to its strong acceptance and widespread international use. Credit. Card Benefits ü High customer acceptance ü PCI certified connection ü 128 -bit SSL encryption ü Direct contracts ü 3 D Secure. Code micropayment™ – Copyright 2009 10 11

3. e. Bank 2 Pay – Payment by Online Bank Transfer 1 2 3 4 5 6 7 8 9 e. Bank 2 Pay – The Fast Way to Transfer Money Directly PIN & TAN payment procedures e. Bank 2 Pay is a new and innovative payment option for online money transfer. e. Bank 2 Pay combines the advantages of many classic payment methods and can be used for customer payment of digital as well as physical goods. e. Bank 2 Pay Benefits ü ü No customer registration ü Fees as low as 1% of transaction cost ü Austria Bank-independent ü Germany No payment cancellations Supports 99. 9% of banks Switzerland Netherlands micropayment™ – Copyright 2009 10 11

4. Your One-Stop Service Provider – The Benefits 1 2 3 4 5 6 7 8 9 One Provider – One Solution – A Clear Advantage micropayment™ is your "one-stop" service provider for online billing. Save time and money by relying on us for all of your online payment needs. Familiar with this problem? We have the solution! On average, five payment methods are One platform from one provider offering all needed. The result is disappointing: modern payment methods. ALL FROM ONE PROVIDER! 5 different providers 5 different interfaces 5 different account statements 5 different companies to deal with One Solution for All Needs micropayment™ – Copyright 2009 10 11

4. Your One-Stop Service Provider – The Benefits 1 2 3 4 5 6 7 8 One Provider – One Solution – A Clear Advantage Registration-free Payment Methods All from One Provider Benefits ü Fast payment process ü One interface ü No third-party registration ü One statement for payment services ü Uninterrupted purchase process ü One point of contact Your Benefits ü Increased revenues ü Cost savings ü Fewer aborted transactions ü Time savings ü Higher customer satisfaction ü Simple integration micropayment™ – Copyright 2009 9 10 11

5. Control. Center – Statistics & Analysis 1 2 3 4 The Control. Center – A Wide Range of Possibilities The Control. Center is a web-based interface available to our partners following log-in. Some Control. Center Features ü Real-time statistics ü Analysis functions & revenue monitoring ü Professional reporting tools ü Payment generator ü Configuration of your payment systems ü Project & campaign management ü Management of customer & bank data ü Account statements in PDF format micropayment™ – Copyright 2009 5 6 7 8 9 10 11

5. Control. Center – Statistics & Analysis 1 2 3 4 5 6 7 Control. Center Screenshots Statistics in Flash Customer data management Detailed statistics Technical documentation micropayment™ – Copyright 2009 Payment generator Tools & features 8 9 10 11

6. Finances – Secure and Reliable Accounting 1 2 3 4 5 6 7 Account Statements Our first priority is the punctual and reliable payment of your revenues. Customer accounts are settled on a monthly basis. Revenues are transferred to a bank account of your choice. Features ü No revenue minimum ü Various payment options ü Weekly payment ü Bi-weekly payment ü Separate payment for different payment methods ü Payment to foreign & domestic accounts ü Detailed transaction record in the Control. Center ü Account statements in PDF format micropayment™ – Copyright 2009 8 9 10 11

7. micropayment™ Data Center 1 2 3 4 5 6 7 Our Data Center Insures Constant Availability and Error-Free Operation Unlike most payment-solution providers, we maintain our own data center. Strong security and performance guarantee the optimal function of all payment systems. Company-Own Data Center ü Redundant design ü Direct backbone connection ü Certified high-performance servers ü Company-own dialing technology for Call 2 Pay ü Permanent backups ü Continuous monitoring of all processes micropayment™ – Copyright 2009 8 9 10 11

8. Becoming a micropayment™ Partner 1 2 3 One-Time Registration – A Full Range of Services Register with micropayment™ and take advantage of our experience and solutions. One-Time Registration – A Full Range of Services No set-up costs – No follow-up costs – No basic fees www. micropayment. de Five simple steps: 1. Register for free 2. Add a project 3. Activate your desired payment methods 4. Integrate the payment URL 5. Watch the revenues roll in micropayment™ – Copyright 2009 4 5 6 7 8 9 10 11

9. Fast & Easy – Technical Integration 1 2 3 4 5 A Wide Range of Possibilities You can custom configure all payment windows using our payment generator and adapt them to your existing Internet presence. Optional API interfaces also enable custom branding of payment windows. Advantages ü Up and running in 5 minutes ü Payment generator in the Control. Center ü 5 payment methods – 1 interface ü Logos & graphics for your shop ü Integration as iframe or pop-up ü API integration ü ABO can be realized via API ü Cost-free technical support micropayment™ – Copyright 2009 6 7 8 9 10 11

10. Partnerships 1 2 3 4 5 6 7 micropayment™ – Partnerships We currently serve more than 10, 000 business customers, including: TOMORROW FOCUS AG – since October 2007 TOMORROW FOCUS AG and the publishing house Hubert Burda Media are leading providers of online digital content. Tigavision Gmb. H – since October 2007 Since 1997 Tigervision has operated a website with career opportunies for musicindustry newbies, a forum for music fans, and an extensive database of songs for all tastes and occassions. Cybermedia Gmb. H – since February 2006 Cybermedia publishes a special-interest magazine for home-theater afficianados. The magazine addresses a wide range of topics, including the latest technologies and current news. eload 24 AG – since June 2007 The Internet is today's source of information. eload 24 offers how-to guides on all subject areas for direct download. micropayment™ – Copyright 2009 8 9 10 11

10. Partnerships 1 2 3 4 5 6 7 8 micropayment™ – Partnerships We currently serve more than 10, 000 business customers. Motor Presse Stuttgart Gmb. H – since November 2006 "Auto Motor und Sport, " a motorsports magazine, is available in print and online versions. The magazine's core qualities are authenticity, currentness, and impartiality. Deutsches Kinderhilfswerk e. V. – since January 2008 "Deutsches Kinderhilfswerk" is a non-profit foundation that strives to improve the lives of children. Our business is founded on lasting partnerships and close cooperation with leading IT companies. micropayment™ – Copyright 2009 9 10 11

11. Your micropayment™ Representative Now it's your turn! Professional Payment Service 1 2 3 4 5 6 7 micropayment™ Gmb. H Scharnweberstr. 69 12587 - Berlin Telephone: (+49) 30 – 649 040 Telephone: (+49) 30 - 3000 770 E-mail: service@micropayment. de Fax: (+49) 30 - 64904 114 Web: www. micropayment. de Service: service@micropayment. de CEO: Andreas Richter Project Director & Organization: Kai Thiemann Charlottenburg District Court Reg. No. HRB 100175 B micropayment™ – Copyright 2009 8 9 10 11

Thank you for your attention.