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Presentation on HARYANA
Present State of Issuance of Stamp Papers • Issue of stamp papers by Treasury ( up to value of `10, 000/-) • Issue of stamp duty receipt by various authorized branches of SBI (for value exceeding `10, 000/-). • In case authorized SBI branch is not there in some sub districts then all stamp papers are issued by treasury itself.
Bottlenecks in Existing System • Treasuries are required to maintain huge stock of stamp papers • No full proof mechanism to ensure the genuineness of the stamp paper at the level of the registering as it is not possible to keep a record of purchaser and user of each and every stamp paper • In case of receipt issued by the SBI, there isn’t any integrated mechanism to ensure genuineness of receipt. • No record of purchaser and user of each and every such receipt is available in the system and there is always possibility of misuse of the same
Salient Feature of New System • Citizen can generate the stamp on his own through the Online system. • Payment can be made online payment through e. GRAS system and generate stamp paper immediately on e-stamp system or he can pay through cheque/cash after generating requisite challan on e. GRAS system and then generate stamp paper through e-stamp system after online confirmation of payment. • The Registering authority will be able to verify the deposit of the money as well as the generation of the stamp. • The authority will deface the stamp paper on line and defacement code will be required to be indicated on the document.
Proposed Plan of Implementation • In initial stages stamp generation will be allowed only for such cases where actual registration of document is required and the system of registration has already been automated at the level of the registering authority so that the e- stamp system gets integrated with the system and necessary defacement of the stamps is ensured. • In this system stamp paper of any denomination above `1, 000/- can be generated and there isn’t any requirement of multiple stamp papers of different denomination so as to arrive at total value. In initial phases denomination can be restricted to amounts more than `10, 000/-.
e-Stamp Generation Life Cycle Citizen Bank updates e -GRAS portal for Receipt Citizen Generates Challan for depositing document fee deposit fee by internet banking Citizen Prepare the e-Stamp online Citizen Land Record Database Registering Authority Gives Registered document to the Citizen visits' Registering Authority For Document Registration e-GRAS Database Registering Authority Register the document using e-Stamp deface code Registering Authority defaces the e. Stamp at e. GRAS Server And a code will be generated Registering Authority verifies the e. Stamp from e. GRAS Server
Advantages of the system • Stamp can be generated by any citizen while sitting at his home/office and he is not required to visit bank/treasury/stamp vendor. • Name & address of the purchaser, purpose of purchase get printed on the stamp paper and record of same remains available in the system. • Purchaser is required to provide his cell phone number and he can generate stamp only after he feeds the code sent on his cell phone through SMS. This keeps a track of purchaser as well as prevents generation of stamp paper by an unauthorised person.
Advantages of the system • The registering authority is required to deface the stamp paper online and indicate the defacement code on the stamp paper. This ensures multiple use of a stamp paper is not there and thus prevents fraudulent transactions. The registering authority can ensure that only authorised person is using the stamp paper. • Registering authority can also be authorized to generate stamp paper at its own end and the buyer will only have to present the receipt of estamp to him
Advantages of the system • Details of the purchaser, purpose of purchase, date of purchase etc. can be verified online by any citizen by logging to e-stamping site and entering the stamp paper code indicated on the stamp paper. System will also indicate if the stamp paper has already been defaced by some authority and thus a person can’t use same stamp paper more than once. • Back dating of stamp paper is not possible. • In cases of fraudulent transfer of property by unauthorized person, the system will be able to track the purchaser through cell phone number & internet connection used for generating stamp.