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Partnering For Profit Partnering For Profit

The Lending Company of the Future! Making Your Dreams A Reality! TRANSCONTINENTAL LENDING GROUP The Lending Company of the Future! Making Your Dreams A Reality! TRANSCONTINENTAL LENDING GROUP T T L G G

Partnering For Profit • Increase your Sales & Income • Open New Marketing Channels Partnering For Profit • Increase your Sales & Income • Open New Marketing Channels • Protect your current client database. • Take control!

How Will You Compete? • 75% are on the Net • 25% of all How Will You Compete? • 75% are on the Net • 25% of all homebuyers shop rates online • Homebuyers are finding agents online • By 2003, 30% of loans will originate on the Internet • Homebuyers love convenience of the internet.

Team up and win with Transcontinental Lending Group, Inc. and discover our Internet Marketing Team up and win with Transcontinental Lending Group, Inc. and discover our Internet Marketing System

This ‘high tech-high touch’ Internet solution includes: • In-depth prequalification • Rate shopping • This ‘high tech-high touch’ Internet solution includes: • In-depth prequalification • Rate shopping • Mortgage calculators • 24/7/365 access • Financial information.

Your Own Mortgage Site • Co-branded web site • Enhance and Promote your image Your Own Mortgage Site • Co-branded web site • Enhance and Promote your image • Improved customer service • Focus on the Realtor. Mortgage Broker TEAM.

Instant Pre-Qualification • You can pre-qualify prospects instantly through your co-branded site • Get Instant Pre-Qualification • You can pre-qualify prospects instantly through your co-branded site • Get a pre-qualification letter in about 4 minutes • An Email will be automatically generated to the Loan Officer to begin the loan process.

Pre-Qualification in 4 min. Print & Save This Form Pre-Qualification in 4 min. Print & Save This Form

Another exciting marketing tool is Mortgage Manager Another exciting marketing tool is Mortgage Manager

This unique program is by far the most fully automated refinance system that exists This unique program is by far the most fully automated refinance system that exists today.

Client Email From: Sent: To: Subject: john@elliemae. com Thursday, January 1, 2000 client@email. com Client Email From: Sent: To: Subject: john@elliemae. com Thursday, January 1, 2000 client@email. com Your Mortgage Comparison Results Dear Client, We have compared your present home loan against today’s mortgage rates and found that your present loan continues to serve you well. You would not refinance at this time based on rate comparison alone. However, for some clients, factors other than rate alone serve as good cause to refinance. If you are considering refinancing for some other reason, such as lowering your payments, consolidating debts, or getting cash out of your home for any other purpose, please reply to: john@elliemae. com This analysis is based on information in our records considering such data as percent interest rate, market value, property usage and type. If you would like to review or update your information, please visit www. 877 money. com and select “Mortgage Manager”, or just call me at 925 -875 -5029 and I’ll do it for you. Validating the accuracy of your loan data may avoid missed savings opportunities for you now and in the future. You can count on us to continue monitoring your loan and comparing it against the ever-changing financial market. We will automatically inform you when you can effectively save money through refinancing. Yours truly, John Forcina Advantage Financial PS. This service is provided to you courtesy of “YOUR NAME HERE” YOUR HERE

I will drive business to your site with the monthly sweepstakes contest and other I will drive business to your site with the monthly sweepstakes contest and other special promotions.

What’s In It For You? Pre-qualify your clients 24/7 Provide momentum to keep prospects What’s In It For You? Pre-qualify your clients 24/7 Provide momentum to keep prospects in your camp Turn stalled prospects into buyers Market continually to clients & prospects Provide higher level of service. Reduce Buyer Drift A client follow up program that really works

Your Home Buyers Benefit One stop shopping Peace of mind Shop current rates and Your Home Buyers Benefit One stop shopping Peace of mind Shop current rates and apply online Pre-Qualification 24/7 Update and refinancing opportunities High tech, high touch service. . . by YOU.

Together Each Accomplishes More Together Each Accomplishes More

The Lending Company of the Future! Making Your Dreams A Reality! TRANSCONTINENTAL LENDING GROUP The Lending Company of the Future! Making Your Dreams A Reality! TRANSCONTINENTAL LENDING GROUP T T L G G