ORAL CARE STARTS WITH YOU Local 926 GO YOU

ORAL CARE STARTS WITH YOU…Local 926 GO YOU TM

Cigna Dental: Experience • • • Tradition of Excellence, providing Dental Benefits for over 40 years Dental Insurer since 1964 First to Introduce DHMO DPPO introduced in 1985 CIGNA currently services more than 4, 800 dental clients companywide, 52 of these clients are Taft-Hartley and International Union Funds. GO YOU Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2012 Cigna

Cigna: Experience Serving Union Members • About 10% of CIGNA’s clients cover union members through a variety of structures: – Single Employers, Municipalities, Union Trust Funds – National Funds like: Seafarers, American Postal Workers Union, National Letter Carriers, Boilermakers – Dental clients include: • Roofers Local 154 (Long Island) • AFSCME District Council 1707 Health Fund (NYC) • Teamsters Local 671 Welfare Fund (CT) • Sheet Metal 25 (Northern Jersey) • Pipefitters 274 (Northern Jersey) • Hotel and Restaurant Employees International Union (multiple plan units throughout the country) GO YOU Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2012 Cigna

Customized Solution for Carpenters Local 926 • DHMO: – Fixed Co-pay Schedule – Strong Network Access – You choose your General Dentist – No Plan Caps – Member Only Coverage Funded by Local 926: $13. 24 – Family Buy Up: $37. 72 • DPPO (Buy Up Option): – Strong Network Access – In Network Benefits: 100%/80%/50% – Out of Network Benefits: 90%/70%/50% – Deductible: Member $100 / Family $200 – Plan Cap: $2, 500 – Ortho Lifetime Cap: $2, 000 – Member Only: $33. 81 – Family Rate: $96. 36 * Retiree Coverage: Available on Self-Pay Basis GO YOU Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2012 Cigna

Helping Members Make Informed Choices About Their Health • • Dental Treatment Cost Estimator Print Dental ID Card View Claims and Benefits Dental Health Content via Web. MD • Find A Dental Provider • Healthy Rewards GO YOU • Value-based dental care decisions to improve member outcomes Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2012 Cigna

CIGNA: Discounts on Non-Covered Items Access to a full range of health and wellness programs and services often not covered by traditional benefits plans. ▪ ▪ ▪ Anti-cavity products Quit. Net and Tobacco Solutions smoking cessation programs Weight Loss Programs Chiropractic care Acupuncture Massage therapy Eye exams, frames & lenses Laser vision correction Fitness club memberships Hearing care And much more • *Some Healthy Rewards are not available in all states. GO YOU Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2012 Cigna