Making a Living in La History Jobs

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Making a Living in La. History

Jobs in La Fact #1 Wages are the amount of money a person earns for each hour they work. Congress sets the minimum wage ($6. 55 and $7. 25 per hour) and typically a person works a 40 hour week. Name a WAGE job?

Jobs in La Fact #2 Salaries: – Are fixed incomes paid no matter how many hours you work. The government regulates wages but not salaries. Salaries are generally based on past work history and job need. Name a SALARY job?

More Education Fact #3 Better Pay = The more skills, training, or knowledge, you have the more valuable you become. Since most jobs you will want to get in ten years don’t even exist today, education is your ‘ticket’.

Specialization Fact #4 This simply means concentrating on one specific thing or job skill. Being a doctor, chef, lawyer, teacher, farmer, welder, - all require a very “special” education beyond Middle School.

Unemployment Fact #5 Supply and demand again Yes, jobs are effected by the number of SKILLED people applying for a particular job. An employer does not have to look far to find a person better skilled, better trained, more educated, than all the others on the ‘list’.

Layoffs If an industry lays off workers they sometimes have to pay unemployment wages for a time. If there is no demand for a product the company may save it’s company by cutting employees. However the more skills you have, the more training may keep your job longer. Fast food places, small businesses, do not pay unemployment. Fact #6

Checks and Cards Fact #7 Debit, Credit Cards allow people to purchase items without cash however, they still have to be paid for through cash from a job or other means of making money. They all work on a “line of credit”. The late fees or overdraft fees can equal two/three/or fours times the purchase if you are not careful.

Interest Rates Fact #8 Credit cards are useful but cash does not charge interest. Cards charge you to use them therefore, everything you buy has “hidden fees”. You are using someone else’s money and they want interest. A $1, 000 purchase can cost upwards of $1, 250 to pay off.

Simple interest Fact #9 Interest can also work FOR you. Money you save can earn extra money just like the extra credit you earn in this class. Simple interest means interest is figured only once on your money.

Compound Interest Fact #10 Most banks and credit card companies use compound interest. It is interest paid MORE than once a year. Compound interest adds up much faster than simple interest. Everyone wants TO EARN CI, no one wants to pay CI. This is why Credit Cards can be dangerous!

Assignment Fact #11 Complete the attached job application for “a job you may get this Christmas holiday”. Be sure to neatly fill in all the information requested to the best of your ability.

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