INSURANCE By Vasilyeva Elena H 2 -3 c

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INSURANCE By Vasilyeva Elena H 2 -3(c)

Agenda: Insurance Kinds of insurance Interesting cases

Insurance is a form of risk management. Insurer is a company selling the insurance. Policyholder is the person buying the insurance policy. The amount to be charged for a certain amount of insurance coverage is called the premium

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated.

Insurers. Profit = earned premium + investment income - incurred loss - underwriting expenses. Insurers make money in two ways: Through underwriting By investing the premiums

Insurance company claims departments employ a large number of claims adjusters.

Kinds of insurance. Auto insurance protects the policyholder against financial loss in the event of an incident involving a vehicle they own, such as in a traffic collision. Health insurance policies cover the cost of medical treatments.

Life insurance provides a monetary benefit to a decedent's family and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Property insurance provides protection against risks to property, such as fire, theft or weather damage

Disability insurance policies provide financial support in the event of the policyholder becoming unable to work because of disabling illness or injury. All-risk insurance is an insurance the goods or property against almost anything that could happen.

Interesting cases of insurance i Celebrities love to insure their bodies, which are often the primary source of their financial well-being. There is all: the starry whole body and the most remarkable part of it - her legs, bust, eyes, ears and even the buttocks. One of the pioneers in the insurance parts of the body British Lloyd's insurance Agency

Claudia Schiffer: face Julia Roberts: smile

Zinedine Zidane: legs The most impressive sum insured is $ 300 million for the buttocks of Jennifer Lopez.

Compensation for damage caused as a result of any paranormal phenomena. 23 pairs of Grandfathers of frosts and snow maidens insured in Moscow from the loss of capacity for work.

Thank you for listening!

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