HOME OWNERSHIP FOR PEOPLE WITH DISABILITIES OR SUPPORT NEEDS David Abbey, My. Safe. Home Limited T: 024 76 402211 W: www. mysafehome. info E: Davidabbey@mysafehome. info
AGENDA • Overview of Home Ownership • Homebuyer’s story (Daniel with support) • 2010 & Beyond. Challenges for Home Ownership • Some solutions
OVERVIEW • • • Home Ownership gives people with a disability real options - Where they live - Who they live with - Long term security People can live independently with support Yet few people have their own home
• Shared Ownership makes home ownership affordable and with The My. Safe. Home Solution provides peace of mind • First person moved in 1999 – helped over 800. Housing in partnership with support package. • Transforms people’s lives
Can buy: • New Build Homebuy or • Properties on open market (HOLD – Home Ownership for people with Long term Disabilities) • Properties up to £ 400, 000 • 18 -74 years of age • More able to complex needs
SHARED OWNERSHIP • Buy some of house (with mortgage up to 100% of share) • Rent the remainder • Lease provides repair & maintenance • Mortgage paid by (SMI) Support for Mortgage Interest • Rent paid by Housing Benefit • Both benefits in addition to existing benefits
FAQ • Legal capacity • Joint purchasers • Family investment
DANIEL’S STORY
HOME OWNERSHIP 2010 & BEYOND Barriers (Parents/Carers/Disabled People) • Information for choices • How to do it locally • (Neg. ) attitude
HOME OWNERSHIP 2010 & BEYOND Barriers (Professionals – L/Auth, Care Man. , Commissioners, Care & Support) • Information for choices • How to do it locally • (Neg. ) Attitude
HOME OWNERSHIP 2010 & BEYOND Barrier - Funding • Care packages • Economies of scale • Start up costs for applicants (£ 3 -4 k) • Financing rented portion of property
• Prioritise • Solutions for top 3 • We will provide feedback by month end (leave e-mail address)
Скачать презентацию HOME OWNERSHIP FOR PEOPLE WITH DISABILITIES OR SUPPORT
ba19a8fac115ade5dfac85b11b7584bc.ppt