
6f6721ccd4f99184c290b291ff2f39b7.ppt
- Количество слайдов: 26
Financial education initiatives of the European Commission International Conference on Financial Education Washington, 7 -8 May 2008 Daniel Kosicki, European Commission Financial Services Policy 1
Outline • • Financial education in the EU Current initiatives of the European Commission Dolceta – module ‘Financial Services’ Dolceta – new financial literacy module for teachers 2
EU competence • EU core task: creation of the Internal Market • Education: competence of the Member States • No Single Financial Market without empowered consumers • Subsidiarity principle 3
Communication on Financial Education • Adopted by the Commission on 18/12/2007 • Policy document announcing the Commission’s views and actions • To raise awareness, promote, facilitate provision • 8 principles for financial education providers • 4 initiatives 4
EC Initiatives (1) - Network of Practitioners • To exchange best practices and advise the Commission • 25 experts (government, industry, consumers, academia) • Experts to be independent of external influence • Two meetings per year • Call for applications to be published soon 5
EC Initiatives (2) – Database • Online “reference library” of financial education schemes and research • Searchable by various criteria (country, theme, target audience, method of delivery, nature of provider) • Publicly accessible on the ‘Europa’ website (end 2008) • To be regularly updated 6
EC Initiatives (3) - EU Patronage • Honorary support: logo of the European Commission, message of support, participation • Events by public and private actors • Case by case selection 7
EC Initiatives (4) – Dolceta • Development of On-Line Consumer Education Tools for Adults • EC in partnership with the Member States • For consumers and professionals in each MS • Information + interactive material • 2 existing modules + 5 under development 8
Dolceta - modules 1. 2. 3. 4. 5. 6. 7. Consumer Rights (2006) Financial Services (2006) Food and Product Safety (end 2008) Training for teachers (end 2008) Liberalised services of general interest (2009) Sustainable consumption (2009) Financial Literacy – tools for teachers (2010) 9
Dolceta – Financial Services • • • To strengthen competencies of adult consumers (FAQ and common problems) 6 themes and 3 levels of difficulty Legal information and practical examples adapted for each country Training: interactive exercises and quizzes Deepening knowledge: links to websites, glossary of terms 10
www. dolceta. eu 11
Two existing modules 12
Listing the content by difficulty level 13
Listing the content by theme 14
Single course - example 15
Single course – example (2) 16
Interactive exercise - example 17
Interactive exercise – results 18
Quiz - example 19
Quiz – example (2) 20
Links to external resources - example 21
Glossary - example 22
Dolceta – new module on financial literacy for teachers • Interactive web-based training tool • To facilitate including financial literacy in lesson programmes • Targeted at primary and secondary schools • Translated and adapted to circumstances of each MS • For voluntary use 23
Dolceta Financial Literacy – content • Practical advice and suggestions: lesson plans, ideas, tools (games, quizzes, exercises, stories) • To fit in easily in the current national curricula (maths, history, economics, citizenship) • Topics based on the ‘Financial Services’ module + those relevant to pupils/students • Complementing existing projects (EU/MS) 24
Dolceta Financial Literacy – elaboration • Sponsor: European Commission (SANCO + MARKT) • Contractor: EUCEN – a network of over 200 universities in 43 countries • Expert and Design Teams: developing the common content • National Development Teams: adaptations • Starting now with the timeline of 2 years 25
Conclusions • Financial education is high on the EU agenda • Commission’s role: to promote appropriate actions and policies in the Member States • DOLCETA Financial Services: practical tool for enhancing competences of adult consumers • New DOLCETA financial literacy module for teachers: to facilitate provision of financial education in primary and secondary schools 26