Скачать презентацию Environmental Risk Management Program May 19 2005 Скачать презентацию Environmental Risk Management Program May 19 2005

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Environmental Risk Management Program May 19, 2005 Environmental Risk Management Program May 19, 2005

Contractor’s Pollution Legal Liability (CPL) Coverage • Covers Third Party Bodily Injury, Property Damage, Contractor’s Pollution Legal Liability (CPL) Coverage • Covers Third Party Bodily Injury, Property Damage, Cleanup Costs, and Defense Costs Due To the Performance of“Covered Operations. ” • Includes Primary and Contingent Transportation and Disposal Sites • Policy Features Not Found in PLL include: Occurrence-Based Coverage; Completed Operations, Third Party Action Over Coverage • Occurrence Based Trigger

Contractor’s Pollution Legal Liability (CPL) Exclusions • Intentional and Willful Noncompliance of Any Statute, Contractor’s Pollution Legal Liability (CPL) Exclusions • Intentional and Willful Noncompliance of Any Statute, Regulation, etc. • Any Claim Based Upon Pollution Conditions Existing Prior to the Inception Date, or Any Condition that Could Have Been Reasonably Foreseen that could Give Rise to a Claim, for which the Insured Had Knowledge • Products Liability • Criminal Fines and Penalties • Workers’ Compensation/Employer’s Liability • War, Riots, Civil Commotion, Strikes, etc. • Professional Liability, Except for Supervision of Subcontractors • Nuclear Exclusion • Pollution Releases Not Related to Specific Contractor Activities

Contractor’s Pollution Liability LAUSD + Contractors and Environmental Contractors as Insureds, Contingent Incidental (Excess/DIC) Contractor’s Pollution Liability LAUSD + Contractors and Environmental Contractors as Insureds, Contingent Incidental (Excess/DIC) Liability Created from Activities of the Environmental Contractors • 7 Year Term • $50, 000 in Limits • $100, 000 Deductible – $1, 000 Aggregate – $20, 000 Maintenance Deductible

Pollution Legal Liability Coverage • On-Site Cleanup of Pre-Existing Conditions • On-Site Cleanup of Pollution Legal Liability Coverage • On-Site Cleanup of Pre-Existing Conditions • On-Site Cleanup of New Conditions • Third Party Claims for On-Site Bodily Injury and Property Damage • Third Party Claims for Off-Site Cleanup Resulting from Pre-Existing Conditions • Third Party Claims for Off-Site Cleanup Resulting from New Conditions

Pollution Legal Liability Coverage • Third Party Claims for Off-Site Bodily Injury and Property Pollution Legal Liability Coverage • Third Party Claims for Off-Site Bodily Injury and Property Damage • Third Party Claims for On-Site Cleanup Costs Non-Owned Locations • Third Party Claims for Off-Site Bodily Injury, Property Damage and Cleanup Costs - Non. Owned Locations • Pollution Conditions Resulting from Transported Cargo • Additional Locations To Be Acquired. Will be Scheduled After Remediation

Pollution Legal Liability Exclusions • Belmont, Until Remediated • Known Underground Storage Tanks, Not Pollution Legal Liability Exclusions • Belmont, Until Remediated • Known Underground Storage Tanks, Not Otherwise Approved and Scheduled • Asbestos and Lead, Exceptions Made On A Site-by-Site Basis, After Abatement • Contractual Liability, Except for those Contracts Scheduled • Y 2 K Computer-Related Claims • Criminal Fines and Penalties • Pollution Conditions Beginning After a Property is Abandoned

Pollution Legal Liability • Limits of Liability – $50, 000 Each Incident – $100, Pollution Legal Liability • Limits of Liability – $50, 000 Each Incident – $100, 000 Aggregate • 20 Year Policy Term • $25, 000 Maintenance Deductible

Environmental Claims Procedures • Provide AIG with all necessary information and documentation • Advise Environmental Claims Procedures • Provide AIG with all necessary information and documentation • Advise AIG before retaining an environmental contractor • Cooperate with AIG on claim investigation and defense • Notify AIG of any planned expenditures

Contact • Steven Miller, Sensus Consulting Inc. , • 16633 Ventura Blvd. , Suite Contact • Steven Miller, Sensus Consulting Inc. , • 16633 Ventura Blvd. , Suite 1214, Encino CA 91436 • 818 -981 -6177 • 213 -926 -6342 • [email protected] com