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Does Money Really Grow On Trees? Does Money Really Grow On Trees?

We have all heard that question, and we know it isn’t true. We have all heard that question, and we know it isn’t true.

If it were true, I’d plant an orchard and pick a bushel of dollars If it were true, I’d plant an orchard and pick a bushel of dollars everyday. Wouldn’t you?

It is true. We all need money. Why do we need money? We need It is true. We all need money. Why do we need money? We need money to buy life’s basic needs: • Food • Clothing • Shelter (home) These are our basic needs.

What are some things we might want to buy with money? What are some things we might want to buy with money?

My Wants My Wants

If we are wise money managers, what will we purchase first? If we are wise money managers, what will we purchase first?

Family Financial Fun Family Financial Fun

Every family must manage their money, whether they have a lot or a little Every family must manage their money, whether they have a lot or a little amount. As children grow older, they can help the family in many ways to use its money wisely.

How can children help? • Money • Cutting coupons • Food • Helping at How can children help? • Money • Cutting coupons • Food • Helping at the grocery store • Earning $ by doing chores • Electricity • Water 1. Taking out the trash 2. Making beds 3. Washing dishes

Children often receive an allowance from their parents. An allowance is a certain amount Children often receive an allowance from their parents. An allowance is a certain amount of money, usually given weekly to children. The children can then use this money to buy items they want. Some children act wisely and save part of each week’s allowance. Many times children must do chores to receive their allowance.

Three Division Method One good idea on how to use an allowance is to Three Division Method One good idea on how to use an allowance is to use the Three Division Method. 1. Spend some money. 2. Save some money. 3. Share some money.

How can you save some money? • Piggy Bank • Bank (an actual banking How can you save some money? • Piggy Bank • Bank (an actual banking institution)

What can you save money for? A special day • Birthday • Christmas • What can you save money for? A special day • Birthday • Christmas • Summer Vacation Education It is never too early to being saving for college. A special item • • Bike Skateboard Video Game System Ipod

Your parents can help you set a goal for saving and determine how long Your parents can help you set a goal for saving and determine how long it will take to reach your goal. Ex. A bike may cost $100. If you save $5. 00 a week, it will take 20 weeks to pay for the bike!

Sharing your money Sharing your hard earned money or allowance may be difficult, but Sharing your money Sharing your hard earned money or allowance may be difficult, but you feel “really good” when you help someone who needs money to buy food or clothing.

How can we share? • Give part of our money to those in need. How can we share? • Give part of our money to those in need. • Donate at church. • Donate our used toys/clothing to organizations like Goodwill and Salvation Army.

Making wise choices about your money BIG is a RESPONSIBILITY. Learning to make good Making wise choices about your money BIG is a RESPONSIBILITY. Learning to make good decisions by talking and planning with your parents only makes good sense because we all know…

Money doesn’t grow on trees. Money doesn’t grow on trees.