Brighton & Hove Playing for Success Students Copy What Money Means with Brighton and Hove Albion FC and Sussex County Cricket Club www. pfeg. org/learningaboutmoney
Brighton and Hove Albion FC Questions 1 – Ticket Sales Brighton and Hove Albion Football Club sell adult South Stand tickets at a price of £ 24. 50. There are 4, 676 seats in the South Stand. If Brighton managed to sell all the available tickets for the South Stand for one game, how much money would they take? Junior tickets cost £ 15. If half the tickets in the South Stand were sold to adults and the other half were sold to juniors, how much money would the club take? How much money do they lose if half the tickets are sold to juniors instead of adults? www. pfeg. org/learningaboutmoney
Question 2 – Crowd Attendance Brighton and Hove Albion FC have a ground capacity of 8, 850. The average attendance this season has been 5, 244 people. The average ticket price is £ 20 How much money do BHAFC take on average for each home game? How many seats on average are left unfilled at the Withdean stadium? On average how much money do Brighton and Hove Albion lose each home game through unsold seats? www. pfeg. org/learningaboutmoney
Question 3 – Season Tickets Brighton and Hove Albion supporters can buy season tickets for all the home games. This means they buy one ticket for the whole season and don’t have to buy a ticket each week there is a home game. The costs of season tickets are; Adult Season ticket South Stand is £ 475 North Stand is £ 546 Junior (under 16) Season Ticket South Stand £ 275 North Stand £ 325 Non Season ticket prices (South Stand North Stand Junior £ 15) (South Stand North Stand Adult £ 24. 50) Brighton and Hove Albion are going to play 23 Home games in the league this season. When you buy a season ticket, you are paying upfront for a seat at each of the 23 games. If you buy a junior season ticket for the South Stand at £ 275, how much on average are you paying to see each home game? You are a junior who hasn’t bought a season ticket. You want to attend all the home games and sit in the south stand. How much will it cost you? How much money does a junior season ticket holder save, compared to a junior nonseason ticket holder? If Sam was a junior season ticket holder and his friend John wasn’t, how many games could John go and watch with Sam in the south stand for £ 275? How many games would John miss? www. pfeg. org/learningaboutmoney
Question 4 - Family Day out at the Withdean Sarah recently won £ 100 through her premium bonds. As a treat for her family, she decided to take her brother, mum and dad to watch Brighton and Hove Albion play Leeds United. Sarah wanted to plan the day all by herself, but didn’t know just how far her £ 100 would go. She listed the costs; 2 junior south stand tickets £ 15 each 2 adult south stand tickets £ 24. 50 each 2 junior return tickets from Shoreham to Brighton train station £ 2. 80 each 2 adult return tickets from Shoreham to Brighton train station £ 3. 20 each She knew she could then get the park and ride bus to the Withdean for free, using the coupon on the match ticket. How much had she spent before entering the ground? Extension Activity Sarah paid £ 3. 20 for each adult on the bus and £ 2. 80 for herself and her brother. Look on www. buses. co. uk and see if she could have made any further savings here. (See Young People offers) How much does Sarah have left from her £ 100? Due to the high cost of a family day out, Sarah decides to look on the club’s website to see whethere is a family discount or promotion. Sarah finds a better deal in the family stand. 1 adult + 1 under 16 for £ 28. 00. She decides to book 2 family deals. Add up the new cost of the tickets and work out how much money she has saved. www. pfeg. org/learningaboutmoney
continued… Now add the cost of travelling to the game to the new ticket price. How much money does Sarah have left from her original £ 100? Sarah decides to treat herself and her brother to something from the club shop. She decides that she can spare £ 10 between them and still hopefully have enough money to go to the burger bar at half time. Look on the club website www. seagulls. co. uk and decide what 2 items Sarah and her brother bought for less than £ 10. When you have got the two item prices, take the total away from the money you have left. For example: I bought; Inflatable hand £ 2. 99 Flag on a stick £ 5. 99 At half time, Sarah decides to take her brother to the fast food stand use some of the remaining money to get a burger, chips and a soft drink. She also bought her mum and dad a Mars bar and a coffee. Using the menu below, add up the total cost of Sarah’s family food and drink order. Menu Soft drinks £ 1. 50 Mars Bars £. 50 Burger and Chips £ 3. 50 Coffee £ 1. 20 Sausage and Chips £ 3. 50 Tea £ 1. 20 After arriving home, Sarah looked in her purse. How much money did she have left? www. pfeg. org/learningaboutmoney
Question 5 – Travelling To A Game Away fixture - Leeds v Brighton and Hove Albion Jack and Lee are going to a Brighton and Hove Albion away game in Leeds. They have decided the cheapest way to get there is to drive. On the AA Route Finder website it says that Leeds United’s ground is 413 km away from Brighton. The boys want to get there 30 minutes before kick off to watch some of the warm up. Kick off is at 15. 00 hours. What time do the boys need to leave Brighton? Club Time to Travel to venue Distance from Brighton km Leeds United FC 4 hours 18 minutes 413. 0 km Swansea City FC (Wales) 4 hours 2 minutes 366. 4 km Oldham FC 4 hours 35 minutes 435. 5 km Luton Town FC 1 hour 49 minutes 156. 9 km Millwall FC 1 hour 40 minutes 86. 4 km Gillingham FC 1 hour 29 minutes 113. 9 km Bournemouth FC 2 hours 7 minutes 153. 2 km Cheltenham Town FC 2 hours 51 minutes 234. 5 km Swindon Town FC 2 hours 17 minutes 192. 5 km The boys found driving all the way up to Leeds very tiring and decided the next away game they go to should be half the driving time. Can you suggest a game that would take the boys approximately half the time to drive to? A few weeks later the boys have the opportunity to go to an evening cup match away at Gillingham. The boys check the AA route planner and it suggests that it will take 1 hour 29 minutes to get to the ground. The kick off is at 19. 45. The boys again want to get there 30 minutes before kick off. What time should the boys leave to arrive 30 minutes before kick off? Half way through the journey the boys realise they are going to be late. They have travelled approximately 57 km and it has already taken them one hour. Unfortunately the boys had not planned for rush hour traffic and the roads are much busier in the evening at this time. The boys eventually got to the game at 19. 59. How many minutes of the game had they missed? How many minutes later than expected had they arrived? (Think about what time they wanted to arrive) www. pfeg. org/learningaboutmoney
Question 6 – Petrol Money Club Time to Travel to venue Distance from Brighton km Leeds United FC 4 hours 18 minutes 413. 0 km Swansea City FC (Wales) 4 hours 2 minutes 366. 4 km Oldham FC 4 hours 35 minutes 435. 5 km Luton Town FC 1 hour 49 minutes 156. 9 km Millwall FC (London) 1 hour 40 minutes 86. 4 km Gillingham FC 1 hour 29 minutes 113. 9 km Bournemouth FC 2 hours 7 minutes 153. 2 km Cheltenham Town FC 2 hours 51 minutes 234. 5 km Swindon Town FC 2 hours 17 minutes Petrol Money needed 11 p/km 192. 5 km Sammy and Tammy are trying to work out how much petrol money they need to take in order to get to the above away fixtures. They have worked out that it costs 11 pence per km. Can you complete the column in the table to show much it will cost to travel to each of the away fixtures by car? Please show you answers in £’s. In which fixture does it cost approximately 5 times the amount of petrol money it takes to travel to Millwall FC? Which fixture costs approximately double the cost of the trip to Gillingham FC? What two fixture costs added together are 95 pence cheaper than travelling to Oldham? Extension Activity What about a more environmentally way of traveling on the train? Using the internet and the destination chart above, work out the standard fares to the different destinations. Is it cheaper to take the train or drive? Are there any offers available for use on the train? www. pfeg. org/learningaboutmoney
Question 7 – Club Finance and Salaries Clubs without billionaire owners sometimes have trouble making enough money to pay players wages. Clubs make money in many different ways. Brainstorm as a class a few of the ways clubs generate an income before answering the questions below. Brighton and Hove Albion don’t have a billionaire owner. The owner of the club relies on the supporters buying tickets and merchandise from the club shop to support a large part of the players’ wages. On average the 15 players in the first team squad are paid £ 2, 500 a week? What is the weekly wage bill for the chairman for the Albion’s first team squad? What is the monthly wage bill for the first team squad if we assume there are four weeks in a month? Brighton will on average have two home games per month. The average ticket price is £ 20. In order to pay the first team squads’ wages, how many tickets will they need to sell per month to cover the costs? The capacity of the Withdean stadium is 8, 850. To cover monthly wages, they only need to sell 7, 500 seats. On average; Brighton and Hove Albion sell 5, 244 seats per home game. How much money do they accumulate on average per month to cover wages? How much money do they have over each month to cover the other running costs of the football club? Extension Activity List as many other costs as you can think of that have to be covered by BHAFC. As we have already stated; players in the Albion’s first team are paid on average £ 2, 500 per week. How much money before tax are they paid in a year? www. pfeg. org/learningaboutmoney
Continued… Without using a calculator, work out the total amount of money they have to pay in tax if they have to pay 40% tax. How much money are the players left with after tax per month? After players have paid tax, they have to pay something called National Insurance. This is something all people who earn an income have to pay. Originally it was set up to pay for pensions and the National Health Service. On average people contribute 10% of their monthly earnings. How much does an Albion first team player have to pay a month in National Insurance? Question 8 – Player Transfers In January and August clubs are allowed to buy and sell players. These are called transfers. When a player is sold a figure is agreed between the two clubs involved. Transfers can be quite complicated because many people become involved in the process and the fee agreed is broken down and shared out. When Nicholas Anelka recently moved from Bolton to Chelsea a fee of £ 15 million was agreed. The money did not simply move from Chelsea’s bank account to Bolton’s. When a transfer is agreed, Agents, Players, Lawyers and the Club all get a %. Parties involved in the Transfer Fee % Club 65% Agent 20% Player 7% Lawyers 3% Miscellaneous Fees Anelka Deal £ 15 million 5% Using a calculator; can you complete the empty column and work out the total each individual party involved in the Anelka transfer received? Using Excel, copy the table and create a pie chart to show the breakdown of the transfer deal of Anelka to Chelsea. www. pfeg. org/learningaboutmoney
You are the chairman of BHAFC and you are trying to buy a forward and a goalkeeper to help the Albion push for promotion this season. You have £ 3, 000 to spend. The forward costs you £ 2, 750, 000 and the goalkeeper costs you £ 250, 000. Using the same % fees can you breakdown the costs and produce a pie chart in Excel and copy it back into Word? Parties involved in the Transfer Fee % Club 65% Agent 20% Player 7% Lawyers 3% Miscellaneous Fees 5% Parties involved in the Transfer Fee % Club 65% Agent 20% Player 7% Lawyers 3% Miscellaneous Fees Forward £ 2, 750, 000 5% Goalkeeper £ 250, 000 www. pfeg. org/learningaboutmoney
Sussex County Cricket Club Question 9 - Income for the club During each day of a four day game at Sussex County Cricket Club the average is 1, 326. How many people on average attend the game over the four days? If the average ticket price was £ 12. 50, how much would Sussex Cricket Club take from 1 day’s sales? How much would they take in total over the four days? www. pfeg. org/learningaboutmoney
Question 10 - Season Tickets Adult season tickets cost £ 350 and junior season tickets cost £ 50. If Sussex sell 1, 200 adult season tickets and 300 juniors ones, how much does the cricket club take from season tickets alone? If there is a crowd of 4, 256 and all the season ticket holders attend, how many non-season ticket holders attend? If the price of a non-season ticket holder averages at £ 14, how much will the cricket club take from these ticket sales alone? Question 11 - Supporting Sussex Jim is a Sussex season ticket holder, which costs him £ 350. He goes to watch every home game over at Hove and gets there by bus. During the season between April and September he attends 8 league matches (4 days each). It costs Jim £ 3. 20 to get a day saver every day travelling on the bus. How much does it cost Jim to travel by bus each day to all of the games? Each day he is at the match he buys 2 cups of tea and a sandwich. Cups of tea cost 50 p and a sandwich costs £ 2. 50. How much does it cost him to do this for all the games he attends? Overall how much does it cost Jim to enjoy his time at the cricket, including season ticket, travel and refreshments. www. pfeg. org/learningaboutmoney
Question 12 - Travelling to a game Sussex Cricket Club play teams in the leagues all around the country, from Surrey and Hampshire to Durham and Yorkshire. From Sussex to Yorkshire it is 450 miles. Tom and his dad decided to drive and go and watch Sussex play away against Yorkshire. They filled up their car with petrol and it cost £ 55. They made it to Yorkshire and before they came home they had to put another £ 30 in to make sure they had enough. After Tom’s dad re-filled the car, he estimated it had cost him £ 80 to drive to Yorkshire and back. How much did it cost him per mile? Assuming that the cost of petrol per mile is the same, fill in the table below to work out how much it costs to drive to Surrey, Hampshire and Durham. Team Round trip distance Durham 336 Surrey 52 Hampshire Cost of journey 59 Extension Activity Using the internet find out how much it would have cost Tom and his dad to travel by train to Yorkshire (Leeds) and back? Would it have been cheaper? If they had booked in advance could they have found a better offer on the train? www. pfeg. org/learningaboutmoney
Question 13 - Day out at a game Jane and her brother went to watch Sussex play in the Twenty 20 game against Kent Spitfires. Their parents had given them £ 20 each to buy some souvenirs from the club shop. The items under £ 20 were: Mug Sticker Flag T-shirt Autograph book £ 5 £ 1 £ 4 £ 11 £ 4. 50 Key ring Tattoo Foam Hand Cap Pen £ 2. 50 50 p £ 6 £ 8 £ 2 They each chose to spend £ 12 so they had some money left to buy a drink and something to eat. What items could they buy which would add up to £ 12 exactly? Jane and her brother decided to get something to eat at the half time interval. A drink with burger and chips costs £ 4. 50 and a drink with chicken noodles costs £ 4. Jane bought the burger meal and her brother decided on the noodles. How much money did each of them have when they got home? www. pfeg. org/learningaboutmoney
Question 14 - Club Shop As Sussex won the championship last season they have had new merchandise branded up to celebrate this. The problem is they’ve still got some stock from last season so need to sell it off quickly. The shop manager decides to sell it half price. Fill in the following table to show what prices will be in the sale. Item Price before sale T-shirt £ 9 Childs hoodie £ 14 Adults hoodie £ 25 Adults t-shirt £ 18 Adults Rain Jacket £ 32 Replica Shirt £ 28 Celebration mug Price after sale £ 6 The club’s new stock has increased in price by 10%. Complete the table below to show what the increase will do to the prices. Item Price before increase T-shirt £ 9 Childs hoodie £ 14 Autograph book £ 4. 50 Helmet £ 25 Signed photo £ 18 Adults Rain Jacket £ 32 Replica Shirt £ 28 SCCC Diary Price after increase £ 6 www. pfeg. org/learningaboutmoney
Question 15 - Making Money Compared to other cricket clubs across the country, Sussex isn’t one of the richest. They have to think of as many different ways to make money as they can. Apart from selling tickets, think of different ways that the cricket club could make money. The club have a number of ways of making revenue, including advertising hoardings, club shop, bar and refreshment stalls around the ground and hiring out facilities around the ground. There is space for 200 advertising hoardings. The club charge a company £ 1000 to buy one to advertise for a season. If the club sold all of their hoardings how much would the club make from the advertising hoardings? Apart from league games Sussex play in 3 other tournaments. For these tournaments they split the fixtures home and away. For Sussex’s home games they have on average crowds of 4, 300 and sell tickets at an average price of £ 14. On average how much are the takings from a home tournament game? At home they play 4 Twenty 20 games, 4 FP Trophy games and 4 Pro 40 games. How much would they take on tickets from all of their home tournment games? www. pfeg. org/learningaboutmoney
Question 16 - Players Wages Sussex CCC have 19 first team squad players. The club has to pay the wages of all of these players and on average the weekly wage bill for a player is £ 3, 000. What is the weekly players’ wage bill for the Chief Executive of SCCC? Although the cricket season only lasts for 5 months the club still have to pay the players for the whole year. How much does this cost the club? Looking at individual players, work out how much an individual player would get paid in a year. The players have to pay 40% tax on this. How much tax do they pay? How much are they left with after tax? They also have to pay National Insurance on their pay, on average 10%. How much National Insurance do they pay? How much do they have left after paying National Insurance? www. pfeg. org/learningaboutmoney
Brighton & Hove Playing for Success Teachers Copy What Money Means with Brighton and Hove Albion FC and Sussex County Cricket Club www. pfeg. org/learningaboutmoney
Brighton and Hove Playing for Success have written these numeracy questions to complement the What Money Means (WMM) project, which is currently running in the city. WMM, a project funded by HSBC bank and managed by the Personal Finance Education Group (‘pfeg’), is aimed at developing financial literacy in primary schools. The questions explore a variety of financial topics related to the Sussex County Cricket Club and Brighton and Hove Albion football club. There are questions related to ticket sales, purchasing new players, players’ salaries and PAYE and National Insurance and many other topics with a financial aspect to them. The questions could be used to complement a Finance Day or Finance Week. Alternatively, they could be used simply to improve Maths performance by presenting the subject in a real life scenario. It is important to include discussion on the topics raised in order that children learn how the world of business finance works and to be able to develop the skills needed to make informed financial decisions. Questions are aimed at Level 4 and are intended as 10 minute word problems using calculators for the most part, although some are longer. The pupil booklet was planned to be used as a text book and the CDRom allows teachers to print off individual questions or to display them on an interactive whiteboard. The Playing for Success teachers are happy to come into school to support learning or, alternatively, children could visit the Withdean Stadium or the County Cricket ground to solve the problems on site. Playing for Success Sarah Miller Sussex CCC 07795 336241 sarah. miller@brighton-hove. gov. uk Anthony Faulkner Seagulls 01273 555260/07732 071690 antfaulkner@hotmail. com April 2008 www. pfeg. org/learningaboutmoney
Brighton and Hove Albion FC Questions 1 – Ticket Sales Brighton and Hove Albion Football Club sell adult South Stand tickets at a price of £ 24. 50. There are 4, 676 seats in the South Stand. If Brighton managed to sell all the available tickets for the South Stand for one game, how much money would they take? 4, 676 x £ 24. 50 = £ 114, 562. 00 Junior tickets cost £ 15. If half the tickets in the South Stand were sold to adults and the other half were sold to juniors, how much money would the club take? 4, 676 divided by 2 = 2338 x £ 24. 50 = £ 57, 281 2338 x £ 15. 00 = £ 35, 070 £ 57, 281 + £ 35, 070 = £ 92, 351 How much money do they lose if half the tickets are sold to juniors instead of adults? £ 114, 562 - £ 92, 351 = £ 22, 211 www. pfeg. org/learningaboutmoney
Question 2 – Crowd Attendance Brighton and Hove Albion FC have a ground capacity of 8, 850. The average attendance this season has been 5, 244 people. The average ticket price is £ 20 How much money do BHAFC take on average for each home game? 5, 244 x £ 20 = £ 104, 880 How many seats on average are left unfilled at the Withdean stadium? 8, 850 – 5, 244 = 3, 606 seats left unfilled On average how much money do Brighton and Hove Albion lose each home game through unsold seats? 3, 606 x £ 20 = £ 72, 120 www. pfeg. org/learningaboutmoney
Question 3 – Season Tickets Brighton and Hove Albion supporters can buy season tickets for all the home games. This means they buy one ticket for the whole season and don’t have to buy a ticket each week there is a home game. The costs of season tickets are; Adult Season ticket South Stand is £ 475 North Stand is £ 546 Junior (under 16) Season Ticket South Stand £ 275 North Stand £ 325 Non Season ticket prices (South Stand North Stand Junior £ 15) (South Stand North Stand Adult £ 24. 50) Brighton and Hove Albion are going to play 23 Home games in the league this season. When you buy a season ticket, you are paying upfront for a seat at each of the 23 games. If you buy a junior season ticket for the South Stand at £ 275, how much on average are you paying to see each home game? £ 275 divided by 23 = £ 11. 96 You are a junior who hasn’t bought a season ticket. You want to attend all the home games and sit in the south stand. How much will it cost you? 23 x £ 15 = £ 345 How much money does a junior season ticket holder save, compared to a junior nonseason ticket holder? £ 345 – £ 275 = £ 70 If Sam was a junior season ticket holder and his friend John wasn’t, how many games could John go and watch with Sam in the south stand for £ 275? £ 275 divided by £ 15 = 18. 333 games, so 18 games. How many games would John miss? 23 – 18 = 5 5 games www. pfeg. org/learningaboutmoney
Question 4 - Family Day out at the Withdean Sarah recently won £ 100 through her premium bonds. As a treat for her family, she decided to take her brother, mum and dad to watch Brighton and Hove Albion play Leeds United. Sarah wanted to plan the day all by herself, but didn’t know just how far her £ 100 would go. She listed the costs; 2 junior south stand tickets £ 15 each 2 adult south stand tickets £ 24. 50 each 2 junior return tickets from Shoreham to Brighton train station £ 2. 80 each 2 adult return tickets from Shoreham to Brighton train station £ 3. 20 each She knew she could then get the park and ride bus to the Withdean for free, using the coupon on the match ticket. How much had she spent before entering the ground? £ 15 x 2 = £ 30 £ 24. 50 x 2 = £ 49 £ 2. 80 x 2 = £ 5. 60 £ 3. 20 x 2 = £ 6. 40 Total = £ 91 Extension Activity Sarah paid £ 3. 20 for each adult on the bus and £ 2. 80 for herself and her brother. Look on www. buses. co. uk and see if she could have made any further savings here. (See Young People offers) How much does Sarah have left from her £ 100? £ 100 – £ 91 = £ 9 Due to the high cost of a family day out, Sarah decides to look on the club’s website to see whethere is a family discount or promotion. Sarah finds a better deal in the family stand. 1 adult + 1 under 16 for £ 28. 00. She decides to book 2 family deals. Add up the new cost of the tickets and work out how much money she has saved. £ 28. 00 x 2 = £ 56. 00 £ 79. 00 - £ 56. 00 = £ 23. 00. www. pfeg. org/learningaboutmoney
continued… Now add the cost of travelling to the game to the new ticket price. £ 56 + £ 12. 00. How much money does Sarah have left from her original £ 100? £ 100 - £ 68 = £ 32 Sarah decides to treat herself and her brother to something from the club shop. She decides that she can spare £ 10 between them and still hopefully have enough money to go to the burger bar at half time. Look on the club website www. seagulls. co. uk and decide what 2 items Sarah and her brother bought for less than £ 10. When you have got the two item prices, take the total away from the money you have left. For example: I bought; Inflatable hand £ 2. 99 Flag on a stick £ 5. 99 £ 32 - £ 8. 98 = £ 23. 02 £ 8. 98 At half time, Sarah decides to take her brother to the fast food stand use some of the remaining money to get a burger, chips and a soft drink. She also bought her mum and dad a Mars bar and a coffee. Using the menu below, add up the total cost of Sarah’s family food and drink order. Burger and Chips £ 3. 50 x 2= £ 7 Soft Drink £ 1. 50 x 2= £ 3 Mars Bars £. 50 x 2= £ 4 Coffee £ 1. 20 x 2= £ 2. 40 Total - £ 13. 40 Menu Soft drinks £ 1. 50 Mars Bars £. 50 Burger and Chips £ 3. 50 Coffee £ 1. 20 Sausage and Chips £ 3. 50 Tea £ 1. 20 After arriving home, Sarah looked in her purse. How much money did she have left? £ 68 + £ 3. 98 + £ 13. 40 £ 100 - £ 90. 38 = 62 p (This could vary depending on purchases in the shop) www. pfeg. org/learningaboutmoney
Question 5 – Travelling To A Game Away fixture - Leeds v Brighton and Hove Albion Jack and Lee are going to a Brighton and Hove Albion away game in Leeds. They have decided the cheapest way to get there is to drive. On the AA Route Finder website it says that Leeds United’s ground is 413 km away from Brighton. The boys want to get there 30 minutes before kick off to watch some of the warm up. Kick off is at 15. 00 hours. What time do the boys need to leave Brighton? 4 hours 18 minutes + 30 minutes = 4 hrs 48 mins 15. 00 – 4. 48 minutes = 10. 12 am Club Time to Travel to venue Distance from Brighton km Leeds United FC 4 hours 18 minutes 413. 0 km Swansea City FC (Wales) 4 hours 2 minutes 366. 4 km Oldham FC 4 hours 35 minutes 435. 5 km Luton Town FC 1 hour 49 minutes 156. 9 km Millwall FC 1 hour 40 minutes 86. 4 km Gillingham FC 1 hour 29 minutes 113. 9 km Bournemouth FC 2 hours 7 minutes 153. 2 km Cheltenham Town FC 2 hours 51 minutes 234. 5 km Swindon Town FC 2 hours 17 minutes 192. 5 km The boys found driving all the way up to Leeds very tiring and decided the next away game they go to should be half the driving time. Can you suggest a game that would take the boys approximately half the time to drive to? Bournemouth 2 hours 7 minutes A few weeks later the boys have the opportunity to go to an evening cup match away at Gillingham. The boys check the AA route planner and it suggests that it will take 1 hour 29 minutes to get to the ground. The kick off is at 19. 45. The boys again want to get there 30 minutes before kick off. What time should the boys leave to arrive 30 minutes before kick off? 19. 45 - 30 minutes= 19. 15 arrival time 19. 15 – 29 minutes = 18. 46 – 1 hour 29 minutes = 17. 46 pm leave time Half way through the journey the boys realise they are going to be late. They have travelled approximately 57 km and it has already taken them one hour. Unfortunately the boys had not planned for rush hour traffic and the roads are much busier in the evening at this time. The boys eventually got to the game at 19. 59. How many minutes of the game had they missed? 19. 59 – 19. 45 = 14 minutes How many minutes later than expected had they arrived? (Think about what time they wanted to arrive) www. pfeg. org/learningaboutmoney 19. 59 – 19. 15 = 44 minutes
Question 6 – Petrol Money Club Time to Travel to venue Distance from Brighton km Petrol Money needed 11 p/km Leeds United FC 4 hours 18 minutes 413. 0 km £ 45. 43 Swansea City FC (Wales) 4 hours 2 minutes 366. 4 km £ 40. 30 Oldham FC 4 hours 35 minutes 435. 5 km £ 47. 93 Luton Town FC 1 hour 49 minutes 156. 9 km £ 17. 26 Millwall FC (London) 1 hour 40 minutes 86. 4 km £ 9. 50 Gillingham FC 1 hour 29 minutes 113. 9 km £ 12. 53 Bournemouth FC 2 hours 7 minutes 153. 2 km £ 16. 85 Cheltenham Town FC 2 hours 51 minutes 234. 5 km £ 25. 80 Swindon Town FC 2 hours 17 minutes 192. 5 km £ 21. 18 Sammy and Tammy are trying to work out how much petrol money they need to take in order to get to the above away fixtures. They have worked out that it costs 11 pence per km. Can you complete the column in the table to show much it will cost to travel to each of the away fixtures by car? Please show you answers in £’s. In which fixture does it cost approximately 5 times the amount of petrol money it takes to travel to Millwall FC? Which fixture costs approximately double the cost of the trip to Gillingham FC? What two fixture costs added together are 95 pence cheaper than traveling to Oldham? Extension Activity What about a more environmentally way of traveling on the train? Using the internet and the destination chart above, work out the standard fares to the different destinations. Is it cheaper to take the train or drive? Are there any offers available for use on the train? www. pfeg. org/learningaboutmoney
Question 7 – Club Finance and Salaries Clubs without billionaire owners sometimes have trouble making enough money to pay players wages. Clubs make money in many different ways. Brainstorm as a class a few of the ways clubs generate an income before answering the questions below. Brighton and Hove Albion don’t have a billionaire owner. The owner of the club relies on the supporters buying tickets and merchandise from the club shop to support a large part of the player’s wages. On average the 15 players in the first team squad are paid £ 2, 500 a week? What is the weekly wage bill for the chairman for the Albion’s first team squad? 15 x £ 2, 500 = £ 37, 500 per week What is the monthly wage bill for the first team squad if we assume there are four weeks in a month? £ 37, 500 x 4 = £ 150, 000 Brighton will on average have two home games per month. The average ticket price is £ 20. In order to pay the first team squads’ wages, how many tickets will they need to sell per month to cover the costs? £ 150, 000 / £ 20 = 7, 500 The capacity of the Withdean stadium is 8, 850. To cover monthly wages, they only need to sell 7, 500 seats. On average; Brighton and Hove Albion sell 5, 244 seats per home game. How much money do they accumulate on average per month to cover wages? £ 20 x 5, 244 = £ 104, 880 x 2 = £ 209, 760 How much money do they have over each month to cover the other running costs of the football club? £ 209, 760 - £ 150, 000 = £ 59, 760 Extension Activity List as many other costs as you can think of that have to be covered by BHAFC. Other wage bills, water, gas, electricity, vandalism costs, turf maintenance, policing. As we have already stated; players in the Albion’s first team are paid on average £ 2, 500 per week. How much money before tax are they paid in a year? £ 2, 500 x 52 = £ 130, 000 www. pfeg. org/learningaboutmoney
Continued… Without using a calculator, work out the total amount of money they have to pay in tax if they have to pay 40% tax. £ 130, 000 10% = 13, 000 x 4 = £ 52, 000 How much money are the players left with after tax per month? £ 130, 000 - £ 52, 000 = £ 78, 000 / 12 = £ 6, 500 per month After players have paid tax, they have to pay something called National Insurance. This is something all people who earn an income have to pay. Originally it was set up to pay for pensions and the National Health Service. On average people contribute 10% of their monthly earnings. How much does an Albion first team player have to pay a month in National Insurance? 10% of £ 6, 500= £ 650 Question 8 – Player Transfers In January and August clubs are allowed to buy and sell players. These are called transfers. When a player is sold a figure is agreed between the two clubs involved. Transfers can be quite complicated because many people become involved in the process and the fee agreed is broken down and shared out. When Nicholas Anelka recently moved from Bolton to Chelsea a fee of £ 15 million was agreed. The money did not simply move from Chelsea’s bank account to Bolton’s. When a transfer is agreed, Agents, Players, Lawyers and the Club all get a %. Fee % Anelka Deal £ 15 million Club 65% £ 9, 750, 000 Agent 20% £ 3, 000 Player 7% £ 1, 050, 000 Lawyers 3% £ 450, 000 Miscellaneous Fees 5% £ 750, 000 Parties involved in the Transfer Using a calculator; can you complete the empty column and work out the total each individual party involved in the Anelka transfer received? Using Excel, copy the table and create a pie chart to show the breakdown of the transfer deal of Anelka to Chelsea. www. pfeg. org/learningaboutmoney
You are the chairman of BHAFC and you are trying to buy a forward and a goalkeeper to help the Albion push for promotion this season. You have £ 3, 000 to spend. The forward costs you £ 2, 750, 000 and the goalkeeper costs you £ 250, 000. Using the same % fees can you breakdown the costs and produce a pie chart in Excel and copy it back into Word? Parties involved in the Transfer Fee % Forward £ 2, 750, 000 Club 65% £ 1, 787, 500 Agent 20% £ 550, 000 Player 7% £ 192, 500 Lawyers 3% £ 82, 500 Miscellaneous Fees 5% £ 137, 500 Parties involved in the Transfer Fee % Club 65% £ 162, 500 Agent 20% £ 50, 000 Player 7% £ 17, 500 Lawyers 3% £ 7, 500 Miscellaneous Fees 5% £ 12, 500 Goalkeeper £ 250, 000 www. pfeg. org/learningaboutmoney
Sussex County Cricket Club Question 9 - Income for the club During each day of a four day game at Sussex County Cricket Club the average attendance is 1, 326. How many people on average attend the game over the four days? 4 x 1, 326= 5, 304 If the average ticket price was £ 12. 50, how much would Sussex Cricket Club take from 1 day’s sales? 1, 326 x £ 12. 50= £ 16, 575 How much would they take in total over the four days? 1, 326 x £ 12. 50 x 4= £ 66, 300 or £ 16, 575 x 4= £ 66, 300 www. pfeg. org/learningaboutmoney
Question 10 - Season Tickets Adult season tickets cost £ 350 and junior season tickets cost £ 50. If Sussex sell 1, 200 adult season tickets and 300 juniors ones, how much does the cricket club take from season tickets alone? 1200 x £ 350= £ 420, 000 300 x £ 50= £ 15, 000 £ 420, 000 + £ 15, 000= £ 435, 000 If there is a crowd of 4, 256 and all the season ticket holders attend, how many non-season ticket holders attend? 4, 256 – 1200 – 300= 2, 756 If the price of a non-season ticket holder averages at £ 14, how much will the cricket club take from these ticket sales alone? 2, 756 x £ 14= £ 38, 584 Question 11 - Supporting Sussex Jim is a Sussex season ticket holder, which costs him £ 350. He goes to watch every home game over at Hove and gets there by bus. During the season between April and September he attends 8 league matches (4 days each). It costs Jim £ 3. 20 to get a day saver every day travelling on the bus. How much does it cost Jim to travel by bus each day to all of the games? 8 x 4 x £ 3. 20= £ 102. 40 Each day he is at the match he buys 2 cups of tea and a sandwich. Cups of tea cost 50 p and a sandwich costs £ 2. 50. How much does it cost him to do this for all the games he attends? 2 x 50 p= £ 1 + £ 2. 50 = £ 3. 50 x 4 x 8= £ 112 Overall how much does it cost Jim to enjoy his time at the cricket, including season ticket, travel and refreshments. £ 350 + £ 102. 40 + £ 112 = £ 564. 40 www. pfeg. org/learningaboutmoney
Question 12 - Travelling to a game Sussex Cricket Club play teams in the leagues all around the country, from Surrey and Hampshire to Durham and Yorkshire. From Sussex to Yorkshire it is 450 miles. Tom and his dad decided to drive and go and watch Sussex play away against Yorkshire. They filled up their car with petrol and it cost £ 55. They made it to Yorkshire and before they came home they had to put another £ 30 in to make sure they had enough. After Tom’s dad re-filled the car, he estimated it had cost him £ 80 to drive to Yorkshire and back. How much did it cost him per mile? £ 80 / 450 miles= 17. 7 p/mile Assuming that the cost of petrol per mile is the same, fill in the table below to work out how much it costs to drive to Surrey, Hampshire and Durham. Team Round trip distance Cost of journey Durham 336 £ 59. 47 Surrey 52 £ 9. 20 Hampshire 59 £ 10. 44 Extension Activity Using the internet find out how much it would have cost Tom and his dad to travel by train to Yorkshire (Leeds) and back? Would it have been cheaper? If they had booked in advance could they have found a better offer on the train? www. pfeg. org/learningaboutmoney
Question 13 - Day out at a game Jane and her brother went to watch Sussex play in the Twenty 20 game against Kent Spitfires. Their parents had given them £ 20 each to buy some souvenirs from the club shop. The items under £ 20 were: Mug Sticker Flag T-shirt Autograph book £ 5 £ 1 £ 4 £ 11 £ 4. 50 Key ring Tattoo Foam Hand Cap Pen £ 2. 50 50 p £ 6 £ 8 £ 2 They each chose to spend £ 12 so they had some money left to buy a drink and something to eat. What items could they buy which would add up to £ 12 exactly? Cap and flag Mug, key ring and autograph book Mug, sticker and foam hand T-shirt and sticker Jane and her brother decided to get something to eat at the half time interval. A drink with burger and chips costs £ 4. 50 and a drink with chicken noodles costs £ 4. Jane bought the burger meal and her brother decided on the noodles. How much money did each of them have when they got home? Jane Brother £ 8 - £ 4. 50= £ 3. 50 £ 8 - £ 4= £ 4 www. pfeg. org/learningaboutmoney
Question 14 - Club Shop As Sussex won the championship last season they have had new merchandise branded up to celebrate this. The problem is they’ve still got some stock from last season so need to sell it off quickly. The shop manager decides to sell it half price. Fill in the following table to show what prices will be in the sale. Item Price before sale Price after sale T-shirt £ 9 £ 4. 50 Childs hoodie £ 14 £ 7 Adults hoodie £ 25 £ 12. 50 Adults t-shirt £ 18 £ 9 Adults Rain Jacket £ 32 £ 16 Replica Shirt £ 28 £ 14 Celebration mug £ 6 £ 3 The club’s new stock has increased in price by 10%. Complete the table below to show what the increase will do to the prices. Item Price before increase Price after increase T-shirt £ 9. 90 Childs hoodie £ 14 £ 15. 40 Autograph book £ 4. 50 £ 4. 95 Helmet £ 25 £ 27. 50 Signed photo £ 18 £ 19. 80 Adults Rain Jacket £ 32 £ 35. 20 Replica Shirt £ 28 £ 30. 80 SCCC Diary £ 6. 60 www. pfeg. org/learningaboutmoney
Question 15 - Making Money Compared to other cricket clubs across the country, Sussex isn’t one of the richest. They have to think of as many different ways to make money as they can. Apart from selling tickets, think of different ways that the cricket club could make money. The club have a number of ways of making revenue, including advertising hoardings, club shop, bar and refreshment stalls around the ground and hiring out facilities around the ground. There is space for 200 advertising hoardings. The club charge a company £ 1000 to buy one to advertise for a season. If the club sold all of their hoardings how much would the club make from the advertising hoardings? 200 x £ 1, 000= £ 200, 000 Apart from league games Sussex play in 3 other tournaments. For these tournaments they split the fixtures home and away. For Sussex’s home games they have on average crowds of 4, 300 and sell tickets at an average price of £ 14. On average how much are the takings from a home tournament game? 4, 300 x £ 14= £ 60, 200 At home they play 4 Twenty 20 games, 4 FP Trophy games and 4 Pro 40 games. How much would they take on tickets from all of their home tournment games? £ 60, 200 x 12= £ 722, 400 www. pfeg. org/learningaboutmoney
Question 16 - Players Wages Sussex CCC have 19 first team squad players. The club has to pay the wages of all of these players and on average the weekly wage bill for a player is £ 3, 000. What is the weekly players’ wage bill for the Chief Executive of SCCC? £ 3, 000 x 19= £ 57, 000 Although the cricket season only lasts for 5 months the club still have to pay the players for the whole year. How much does this cost the club? £ 57, 000 x 52= £ 2, 964, 000 Looking at individual players, work out how much an individual player would get paid in a year. £ 3, 000 x 52= £ 156, 000 The players have to pay 40% tax on this. How much tax do they pay? 10% of £ 156, 000= £ 15, 600 x 4= 40% =£ 62, 400 How much are they left with after tax? £ 156, 000 - £ 62, 400= £ 93, 600 They also have to pay National Insurance on their pay, on average 10%. How much National Insurance do they pay? 10% of £ 93, 600= £ 9, 360 How much do they have left after paying National Insurance? £ 93, 600 - £ 9, 360= £ 84, 240 www. pfeg. org/learningaboutmoney
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