Скачать презентацию Welfare Reform What it means for people with Скачать презентацию Welfare Reform What it means for people with

11721cb3f179f61c192e029e795e081d.ppt

  • Количество слайдов: 10

Welfare Reform What it means for people with disabilities Mark Willis, CPAG in Scotland Welfare Reform What it means for people with disabilities Mark Willis, CPAG in Scotland

Susie October 2011 • Age 30, learning disability and epilepsy • Incapacity Benefit • Susie October 2011 • Age 30, learning disability and epilepsy • Incapacity Benefit • Doing permitted work of 15 hours a week in supported employment, earning £ 91. 20 a week • Lives alone in private rented one-bedroom flat, (£ 90 a week rent) • Gets Disability Living Allowance (DLA) at the low rate for mobility (£ 19. 55 a week) • Gets housing benefit and council tax benefit

Housing benefit January 2012 • Young individuals under 35 no longer eligible for HB Housing benefit January 2012 • Young individuals under 35 no longer eligible for HB for one-bedroom property in private sector • Amount restricted to room in shared accommodation • Susie must pay additional £ 25 a week towards her rent • Apply for Discretionary Housing Payment? • Move to cheaper accommodation or look for room in shared house – suitable? • Apply for housing association property?

Employment & Support Allowance (ESA) March 2012 • Must complete 21 page questionnaire • Employment & Support Allowance (ESA) March 2012 • Must complete 21 page questionnaire • Called to attend medical with ATOS healthcare professional • Found not to have limited capability for work – incapacity benefit stops • Appeal? - needs advice, representation & medical evidence from GP • Claim ESA pending appeal? – need new medical certificate from GP • Effect on HB/CTB

Jobseeker’s Allowance (JSA) June 2012 • Loses ESA appeal • Can claim income-related JSA Jobseeker’s Allowance (JSA) June 2012 • Loses ESA appeal • Can claim income-related JSA to top up income • Must sign on as available for and actively seeking full-time work • Disability Employment Adviser / Work Programme support • May be sanctioned for failing to apply for jobs / failing to take up employment • Loses 100% of JSA after £ 20 disregard

Working tax credit (WTC) October 2012 • Increase hours to more than 16 hours Working tax credit (WTC) October 2012 • Increase hours to more than 16 hours a week, claim WTC as a disabled worker • Starts to receive approx. £ 90 a week • Must complete annual declaration of income, check award notice, report errors/changes • Investigation into hours/disability – risk of overpayment • Effect on HB/CTB

Personal Independence Payment (PIP) June 2013 • • • Must complete questionnaire and attend Personal Independence Payment (PIP) June 2013 • • • Must complete questionnaire and attend medical Not entitled to PIP – DLA stops Appeal? Loses working tax credit Loses disability premium in HB/CTB Only income is wages of £ 99. 04 a week, of which must pay £ 43 towards rent and council tax • Lost approx. £ 150 a week since October 2011

Universal credit October 2013 • Simpler? – claim one benefit instead of HB/ESA/JSA/WTC • Universal credit October 2013 • Simpler? – claim one benefit instead of HB/ESA/JSA/WTC • Claim online – needs support • Must look for more work – up to 35 hours @ minimum wage • Earnings disregard approx £ 30 a week earnings as a single person • 65% withdrawal rate • One single payment of £ 393 per month – needs budgeting support

Universal credit November 2013 • • Condition deteriorates Reassessed as having limited capability for Universal credit November 2013 • • Condition deteriorates Reassessed as having limited capability for work Additional £ 26. 75 payable Higher earnings disregard approx £ 40 a week as a disabled person • Payment increases to approx. £ 547 per month • Not as much as under permitted work rules in system

More Information • • www. cpag. org. uk E-bulletins Guide to universal credit Welfare More Information • • www. cpag. org. uk E-bulletins Guide to universal credit Welfare Rights Bulletin CPAG in Scotland Advice Line for Advisers 0141 552 0552 Or email [email protected] org. uk