Скачать презентацию Auckland Relationship Management Team Relationship Manager Скачать презентацию Auckland Relationship Management Team Relationship Manager

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Auckland Relationship Management Team – Relationship Manager – Workplace – - Large Employers – Auckland Relationship Management Team – Relationship Manager – Workplace – - Large Employers – Relationship Manager – Intermediaries – Accountants, Insurance advisors, Banks, Industry Groups

What ACC covers – Personal injury caused by accident – Work-related gradual process disease What ACC covers – Personal injury caused by accident – Work-related gradual process disease or infection – Treatment injury – Mental injury caused by: • Sexual abuse or sexual assault • Sudden traumatic event in the workplace • Physical injury.

Who pays for ACC? Funding • Licensing • 6¢/L petrol PAYE ACC ($1. 39/$100) Who pays for ACC? Funding • Licensing • 6¢/L petrol PAYE ACC ($1. 39/$100) Vehicle crashes Account Motor Vehicle Medical care. . . Non. Earners 11¢ ------ $6. 08 Work Levy Non-work injuries Work injuries Earner Work

Classification Units • Risk-based classification system based on business activity. • www. businessdescription. co. Classification Units • Risk-based classification system based on business activity. • www. businessdescription. co. nz If you can’t find your Business Description please call us 0800 222 776

Our discount schemes Our discount schemes

ACC Discounts – Small & Medium Businesses Workplace Safety Discount No Claims Discount • ACC Discounts – Small & Medium Businesses Workplace Safety Discount No Claims Discount • 10% Work Levy Discount 3 years • • Available to any business with 10 or less employees or payroll of less than $578, 000 Automatic enrolment if Work Levy <$10, 000 and Liable Earnings over full-time minimum for the last 3 years • How many weekly compensation days did ACC pay during the 3 year claims experience period – 10% discount = 0 weekly comp days – 0% no change = 1 – 70 weekly comp days – 10% loading = 70+ weekly comp days • Open to all industries • Fill in a self-assessment booklet and provide Health & Safety documentation • Maybe subject to an audit

ACC Discounts – Medium & Large Businesses Workplace Safety Management Practices (WSMP) Experience Rating ACC Discounts – Medium & Large Businesses Workplace Safety Management Practices (WSMP) Experience Rating (ER) • • Available to any business and all industries, due to time demand usually accessed by larger businesses • Register with ACC and complete a self-assessment • Will be subject to an audit • Up to 50% discount or 75% loading of industry based work levy 10% 15% 20% Work Levy Discount for 2 years • Automatic enrolment if Work Levy >$10, 000 and Liable Earnings over full-time minimum for the last 3 years

Your obligations • If time off work is required due to a work injury, Your obligations • If time off work is required due to a work injury, you must pay 80% of your employees earnings for the first week • Any time off work must be covered by an ACC medical certificate • You must supply ACC with your employee’s earnings information so weekly compensation can be calculated

Support Return to Work • Have a rehabilitation policy • Alternative suitable duties • Support Return to Work • Have a rehabilitation policy • Alternative suitable duties • Communicate with your employee • Participate in ACC interventions i. e. Workplace Assessments • Ask the employee for their Medical Certificate. This will show diagnosis, restrictions, date of next review.

Our cover products Our cover products

ACC Cover For self-employed people & non-PAYE shareholder employees Cover. Plus & Workplace Cover ACC Cover For self-employed people & non-PAYE shareholder employees Cover. Plus & Workplace Cover • Default product • 80% of last years taxable income • Proof of Loss of Earnings required • Earnings are abated when returning to work Cover. Plus EXTRA • Negotiate amount of cover • 100% of agreed amount • Don’t have to prove Loss of Earnings • Weekly payments are NOT reduced when returning to work part-time

Comparing ACC Cover. Plus & ACC Cover. Plus Extra John – Carpenter Self-employed since Comparing ACC Cover. Plus & ACC Cover. Plus Extra John – Carpenter Self-employed since 2008 Average taxable income last 3 years - $80, 000 ACC Cover. Plus Extra (Standard) ACC Cover. Plus Extra (LLWC)* Level of Cover $64, 000 Total Levy (incl GST) $3, 440 $3, 573 $3, 470 *LLWC = Lower Levels of Weekly Compensation. This option is where the applicant can choose to forgo the non-abatement benefit of ACC Cover. Plus Extra Standard, for a reduced levy. *CU = 41110 House Construction *2015/2016 levy rates

An extra $133 for Cover. Plus Extra gives John: – no need to prove An extra $133 for Cover. Plus Extra gives John: – no need to prove loss of earnings – 100% of the weekly amount negotiated if he can’t work because of injury – full compensation whilst returning to work gradually

John may apply to reduce his ACC Cover. Plus Extra cover to the minimum John may apply to reduce his ACC Cover. Plus Extra cover to the minimum statutory amount of $24, 544 ACC Cover. Plus Level of Cover Total Levy (incl GST) ACC Cover. Plus Extra (Standard) $64, 000 $24, 544 $3, 440 $1, 415 Please note when reducing the level of cover consideration should be given to the effect on both weekly compensation and on fatal entitlements available to the insured’s spouse, children and dependants.

Payment Options Payment Options

Payment Plans 4 - 6 month direct debit (no admin fee) 7 – 10 Payment Plans 4 - 6 month direct debit (no admin fee) 7 – 10 month direct debit (includes 5. 4% admin fee) Debt Collection Policy • Levies due 30 days from date of invoice • 7 days overdue; reminder notice sent • 12 days overdue, reminder call • 32 days overdue; late payment penalty provisions apply. May be transferred to a debt collection agency.

Any questions? Visit our website www. acc. co. nz Self-employed 0508 426 837 Employers Any questions? Visit our website www. acc. co. nz Self-employed 0508 426 837 Employers 0800 222 776 Claims 0800 101 996 Online Calculator www. acc. co. nz/calculator